compound interest rate meaning in Chinese

复利

Based on the exploration of lending pricing behaviors of banks during the historic process of the interest rate system reform , the paper mainly discusses the genesis mechanism of lending price and the interrelated implicit interest rate under the condition of financial regulation , analyses the external and internal factors which influence the lending pricing decision - making process of the microeconomic bodies ( banks and enterprises ) . and based on the contrast of the lending pricing modes which are popular at home and abroad now , the paper designs a lending pricing model of compound interest rate , which can be applied to the market - oriented interest rate circumstance
本文将银行的贷款定价行为置于利率体制变革的历史进程中加以考察，重点讨论了金融管制条件下贷款价格的生成机制及与此相关的隐性利率，分析了影响微观经济主体(银行和企业)贷款定价决策的内外部因素，并在对比国内外当前普遍采用的贷款定价模式的基础上，设计了适用于利率市场化环境的贷款复利定价模型。